Almost a month after the Reserve Bank of India (RBI) reduced the repo rate by 25 basis points (bps) in February, banks have started revising the marginal cost of funds-based lending rate (MCLR).
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Caliber Home Loans will pay a $2 million fine and hand out an unknown number of mortgage modifications to borrowers in the state of Massachusetts to settle allegations that the company steered.
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You will almost never be able to use a personal loan for a down payment on a house. Shawn Proper, senior vice president of mortgage and consumer lending at Mars Bank, explains why. "One of the things we are required to do as a part of the underwriting process is verify outstanding debt and credit inquiries from the past three, six or 12 months," Proper says.
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